​Terms & Conditions

Pyramid Funds Corporation (the Broker-Dealer that securities products are offered through) and Albany Pyramid Agency, Inc. (the insurance agency) will be referred to as the Pyramid Companies under the section labeled “terms and conditions.”

TERMS AND CONDITIONS:

CONTITIONS OF USE

By using this Web site, you acknowledge your assent to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this Web site. If you do not agree with each term of use specified herein, you are not granted permission to use this Web site and must exit this site immediately. These terms and conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.

DISCLAIMER / NO WARRANTY

The materials on Pyramid Companies web site, www.pyramidfunds.com, and any materials made available through this website are subject to applicable statutes and regulations, and are provided "as is" and without warranties of any kind, either expressed or implied, to the fullest extent permissible pursuant to applicable law. Pyramid Companies does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this web site or the server that makes it available are free of viruses or other harmful components. Pyramid Companies does not warrant or make any representations regarding the use or the results of the use of the materials on this web site in terms of their correctness, accuracy, reliability, or otherwise. The content on this web site could include technical inaccuracies or typographical errors. The content could become inaccurate as a result of developments occurring after publication. Pyramid Companies undertakes no obligation to keep any such information current. Pyramid Companies endeavors to maintain this web site and its operation, but is not, and cannot be responsible for the results of any defects that may exist in this web site or its operation. You (and not Pyramid Companies) assume the entire cost of all necessary servicing, repair, or correction. To the extent that the law does not permit the disclaimer of warranties, all content accessible on this web site or any other web site to which we link, and all operations on this web site are warranted only to the minimum amount legally required.

LIMITATION OF LIABILITY

While Pyramid Companies uses reasonable efforts to include accurate and up to date information on this web site, errors or omissions sometimes occur. Pyramid Companies makes no warranties or representations as to the accuracy of this web site. Under no circumstances, including, but not limited to, negligence, shall Pyramid Companies nor any party involved in creating, producing, or delivering the web site be liable for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this web site. Pyramid Companies also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.

LINKED WEB SITES

Other Internet or Web sites which may provide access to this Web site by hypertext links ("hyperlinks") are entirely independent of this web site. Links to other Internet or web sites from this web site are included as a convenience for our visitors and in no way are meant to imply that Pyramid Companies endorses, sponsors, promotes or is affiliated with the clients of or participants in those sites, or endorses any information contained on those sites, unless expressly stated. Pyramid Companies does not guarantee the accuracy of any information in these other sites nor does it assume any liability for the content or presentation of linked sites.

LINKED WEB SITES

Pyramid Companies cannot guarantee that the hyperlinks set out on our web site will be accurate at the time of your access. Moreover, the sites pointed at by hyperlinks have been independently developed and possibly maintained by person(s) over whom Pyramid Companies has no control. Pyramid Companies cannot and does not monitor the sites linked to its pages on the Internet or any transmission made through the respective web pages and news groups. Accordingly, Pyramid Companies assumes no responsibility for the content of any site referenced to by any hyperlink or otherwise. Subject to the terms of applicable service or other agreements, we will remove any link from this web site upon request from the owner of the linked site. Please call us at 518-459-1671.

INDEMNIFICATION

As a condition of your use of the Pyramid Companies web site, you agree to indemnify and hold Pyramid Companies and its third-party providers harmless from and against any and all claims, losses, liability, costs, and expenses (including but not limited to attorneys' fees) arising from your use of the Pyramid Companies web site, or from your violation of these Terms.

No Solicitation or Advice

Unless otherwise expressly stated, the information appearing on this web site is provided to you for informational purposes only and does not constitute an offer to sell or buy any product or service that may be referenced or described on this web site. Nothing in this web site should be construed as rendering tax, legal, investment or accounting advice.

No Use of Site by Minors

No "minor," as determined by the applicable jurisdiction’s insurance or other laws, may use this web site. We do not knowingly solicit business or gather information from minors and request that any minor have their parent or a responsible adult contact us. If you are a minor, please leave this site immediately.

Restrictions on Use of Materials

This Web site is owned and operated by Pyramid Funds Corporation and Albany Pyramid Agency, Inc. (The Pyramid Companies). Except as otherwise expressly permitted by the Pyramid Companies, no materials from this web site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this web site for your use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this Web site for public or commercial purposes, including the text, images, audio, and video without the Pyramid Companies written permission.

NO LIABILITY

IN USING THIS WEB SITE, YOU SPECIFICALLY AGREE THAT YOU WILL NOT HOLD PYRAMID FUNDS CORPORATION OR ALBANY PYRAMID AGENCY, INC. LIABLE TO YOU OR ANY PARTY FOR ANY DAMAGES OR INJURY OR LOSS, INCLUDING ANY DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE DAMAGES, OR LOST PROFITS, THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS ON THIS SITE (OR ANY OTHER LINKED WEB SITE), WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE ON THIS WEB SITE (OR ANY OTHER LINKED WEB SITE).

Additional Terms

In connection with different products or services available on this website, we may have established additional or different terms and conditions. In many instances, our products or services involve sophisticated financial instruments or investments that are regulated by public authorities. As a result, the additional terms and conditions are very important to providing you a thorough understanding of the related products and services. If applicable, these additional or different terms and conditions are available on the web pages associated with the appropriate products or services. You are encouraged to review all of the terms and conditions relating to products or services so that you fully understand their features.

Changes

The Content on this web site, and these Terms and Conditions, are subject to change or updating by The Pyramid Companies at any time without prior notice. The changes may include superseding terms and conditions or specific notices. YOU SHOULD REVIEW THESE TERMS AND CONDITIONS FROM TIME TO TIME TO BE AWARE OF ANY CHANGES THAT ARE MADE. Your continuing use of this web site constitutes your acceptance of any change or update, all of which shall become controlling when posted.

E-mail Correspondence

Pyramid Funds Corporation and Albany Pyramid Agency, Inc. welcomes your e-mail correspondence. Our associates are available to address your general questions as well as respond to your suggestions for improvement. Internet and e-mail communications are not confidential. It is possible that information transmitted to us may be read or obtained by other parties. In an attempt to protect your privacy, our e-mail responses do not include personal account information such as social security numbers or account numbers.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the State of New York without giving effect to conflict of law principles thereof. The services and products described and information provided through this website are directed to and are intended to be made available only to persons in the United States and are not intended for distribution to, or use by, any person in any other country or any jurisdiction where such distribution or use would be contrary to law or regulation or that would subject Pyramid Funds Corporation or Albany Pyramid Agency, Inc. to any registration requirement within such jurisdiction or country. Persons who access this web site do so on their own initiative, and are responsible for compliance with applicable local laws and regulations.

Accessing Personal Account Information:

Through use of a user ID and password, you may be able to access account information through links from this website. In doing so, you may be transmitting personal information. By using this website to gain access to your account information, you consent to the electronic transmission of that personal information. You are solely responsible for the confidentiality and use of your user ID, password and account number(s). You accept full responsibility for all transactions entered through your user ID and password. You agree to immediately notify us if your user ID and password are lost or stolen, if you become aware that your user ID, password and/or account number(s) is/are being used in an unauthorized manner, if you receive any confirmation of a transaction that you did not enter, or if you receive confirmation or a statement containing conflicting or inconsistent information regarding your account. Failure to notify us of one of the above conditions will release us and our employees, agents, affiliates and subsidiaries from any responsibility or liability to you or any other person or entity resulting from the management or loss of any transaction. Our Company Links reserve the right to discontinue electronic access to your account at any time. We further reserve the right to modify the information contained on this website or modify the availability of any transactions at any time.