A licensed agent from Albany Pyramid Agency, Inc. will help you navigate the confusing world of individual health insurance.  With the advent of the Affordable Care Act, individuals have many more choices to choose from in the market.  Unfortunately the complexities of the Health Care Exchanges and Medicare can make this process extremely confusing.

Our team has a thorough understanding of each product and we understand the enrollment process.  We are certified by New York State to work with clients who want to purchase coverage through the New York State Healthcare Exchange and we are also certified by the Center for Medicare and Medicaid Services (CMS) to sell Medicare products.  We pride ourselves in taking time and working one-on-one with each person to ensure they are enrolled in the proper coverage.

A comprehensive review of your current coverage and implement a plan for moving forward.
Ensure you are compliant with all ACA and Medicare regulations.
Evaluate your eligibility for government subsidies to assist in paying for your health care.
Plan a transition from an employer plan to individual or Medicare coverage.
Ongoing communication throughout the year.

With the implementation of the Affordable Care Act we have seen a major transformation in the world of healthcare.  Many parts of the industry as experiencing consolidation however these changes have increased choice in the individual/sole proprietor market and in many cases the price of care is more manageable.

Here are some of the products available in the Individual Market

Health Insurance – “On” and “Off” the exchange
Dental Insurance
Vision Insurance
Disability Insurance
Life Insurance

Products and Services
Products & Cost Management